First Premier Bill Pay: A Comprehensive Guide

Introduction

First Premier Bank offers a convenient and secure online bill pay service for its personal and commercial customers. With First Premier Bill Pay, you can easily pay your bills online, anytime and anywhere. In this article, we will provide a comprehensive guide on how to use First Premier Bill Pay, its features, and benefits. We will also discuss the differences between personal and commercial bill pay services offered by First Premier Bank.

Personal Bill Pay

First Premier Bank’s personal bill pay service allows you to pay your bills online, using your computer or mobile device. To access personal bill pay, you need to have a personal checking account with First Premier Bank. Here’s how to pay your bills online:

1. Log in to your First Premier Bank online banking account.
2. Click on the “Bill Pay” tab.
3. Add your payees by entering their name, account number, and payment address.
4. Choose the payment method – you can select to pay by transferring funds from your First Premier Bank checking account or by using a debit card.
5. Schedule your payments – choose the date you want to pay your bill, and the amount you want to pay.
6. Review and confirm your payments.

Once you’ve completed these steps, your bill will be paid automatically. You can also schedule recurring payments for your regular bills, such as your electricity or phone bill.

Commercial Bill Pay

First Premier Bank’s commercial bill pay service is designed for businesses that need to pay bills regularly. To access commercial bill pay, you need to have a commercial checking account with First Premier Bank. Here’s how to pay your bills online:

1. Log in to your First Premier Bank online banking account.
2. Click on the “Treasury Services” tab.
3. Select “Cash Management” from the drop-down menu.
4. Click on “Bill Pay” in the left-hand menu.
5. Add your payees by entering their name, account number, and payment address.
6. Choose the payment method – you can select to pay by transferring funds from your First Premier Bank checking account or by using a debit card.
7. Schedule your payments – choose the date you want to pay your bill, and the amount you want to pay.
8. Review and confirm your payments.

Like personal bill pay, you can also schedule recurring payments for your regular business bills.

Differences between Personal and Commercial Bill Pay

While personal and commercial bill pay services offered by First Premier Bank share many similarities, there are some differences:

Payment Limits

Personal bill pay has a daily payment limit of $5,000, while commercial bill pay has a daily payment limit of $25,000.

Payment Methods

Personal bill pay allows you to pay by transferring funds from your First Premier Bank checking account or by using a debit card. Commercial bill pay offers additional payment methods, such as ACH payments and wire transfers.

Payee Management

Personal bill pay allows you to add and manage your own payees. Commercial bill pay requires you to work with First Premier Bank’s treasury management team to set up payees.

Recurring Payments

Both personal and commercial bill pay services offer recurring payments for regular bills. However, commercial bill pay allows you to set up more complex recurring payment schedules, such as paying a bill every 15 days or on the 1st and 15th of each month.

Benefits of First Premier Bill Pay

Using First Premier Bill Pay offers several benefits:

Convenience

You can pay your bills online, anytime and anywhere, without having to write checks or visit a branch.

Security

First Premier Bill Pay uses industry-leading security measures to protect your personal and financial information.

Efficiency

With First Premier Bill Pay, you can schedule recurring payments, which can save you time and effort.

Flexibility

You can choose from various payment methods, such as transferring funds from your checking account or using a debit card.

Conclusion

First Premier Bill Pay is a convenient and secure way to pay your bills online. Whether you’re a personal or commercial customer,