USAA Bill Pay Phone Number: How to Make a Payment

Be sure it’s postmarked on or before the last day to submit your payment. Calling us at 800-531-USAA (8722).

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If you’re a USAA member looking to make a bill payment, you have several options available to you. In this article, we’ll go over the two most popular methods of paying bills with USAA: online and over the phone. We’ll also provide you with the necessary contact information and links to make the process as smooth as possible.

Online Bill Pay

To pay your bills online with USAA, follow these steps:

  1. Log in to your USAA account online or through the mobile app.
  2. Click on the “Banking” tab.
  3. Select “Bills” from the drop-down menu.
  4. Choose the biller you want to pay.
  5. Enter the amount you want to pay and the payment date.
  6. Confirm your payment information and submit your payment.

If you’re using the USAA mobile app, you can also take a photo of your bill and submit it for payment. This feature is available for many billers and can save you time and effort.

Phone Number for Bill Pay

If you prefer to make your payment over the phone, you can call USAA’s customer service at 800-531-USAA (8722). Follow the prompts to enter your account information and make your payment. Be sure to have your bill handy and be prepared to provide your account number and payment information.

USAA recommends that you allow at least three business days for your payment to be processed and credited to your account. Additionally, be sure it’s postmarked on or before the last day to submit your payment to avoid any late fees or penalties.

Other Ways to Pay

In addition to online and phone payments, USAA also offers several other ways to pay your bills:

  1. Mobile Deposit: Use the USAA mobile app to take a photo of your check and deposit it directly into your account.
  2. Automatic Payments: Set up automatic payments through USAA’s Automatic Payment System (APS). This will deduct the payment amount from your USAA checking account on the due date.
  3. Mail: You can mail your payment to the address listed on your bill. Be sure to include your account number and the payment coupon.
  4. In-Person: If you prefer to pay in person, USAA has several financial centers located throughout the country. You can find a list of locations on the USAA website.

Frequently Asked Questions

  1. Is there a fee for paying my bills online or over the phone?
    No, USAA does not charge a fee for online or phone payments.
  2. Can I use a credit card to pay my bills?
    Yes, USAA accepts credit card payments for some billers. However, keep in mind that some billers may charge a convenience fee for credit card payments.
  3. How long does it take for my payment to be processed?
    Payments made online or over the phone are typically processed within three business days.
  4. Can I schedule a future payment?
    Yes, USAA allows you to schedule future payments for a date that is at least three business days in the future.


USAA offers several convenient ways to pay your bills, including online, over the phone, and through mobile deposit. Be sure to take advantage of these options to avoid any late fees or penalties. If you have any questions or concerns, you can contact USAA’s customer service at 800-531-USAA (8722) or visit their website at


How do I pay my USAA bill over the phone?

Call USAA at 1-800-531-8722. Follow the automated menu options to initiate a payment. Enter the requested information, such as your card number, the payment amount, and the routing number and account number for the bank account the money will be drawn from. Submit your payment.

How do I pay my USAA credit card bill?

Through the mobile app: Log in to your account and select your card, then tap “Pay Bills.” Over the phone: Call (800) 531-8722 and enter your card information when prompted. At a branch: You can make a payment at any USAA branch during normal business hours.

What is the number for USAA credit card?

For credit cards, you can call 800-411-4300. For ATM/debit cards, you can call 800-315-4906.

Other Resources :

USAA billing support for auto and property › support › insurance

Be sure it’s postmarked on or before the last day to submit your payment. Calling us at 800-531-USAA (8722).

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