Royal Furniture Bill Pay: A Comprehensive Guide

When you finance through Royal Furniture In-House credit, we make it simple! You can make your payment each month in one of 4 ways: Online

Bill Pay


Royal Furniture offers a convenient and secure way to pay your bills online. This guide will walk you through the process of setting up online bill pay, understanding financing options, and making payments. Whether you’re a new or existing customer, this guide will help you navigate the Royal Furniture bill pay process with ease.

Setting Up Online Bill Pay

To set up online bill pay, follow these simple steps:

  1. Locate your Royal Furniture account number, which can be found on your welcome email or a recent payment receipt.
  2. Visit and click on the “Set Up Online Bill Pay” button.
  3. Enter your account number, email address, cell phone number, and the last four digits of the account holder’s SSN.
  4. Create a unique username and password for your account.
  5. Review and agree to the terms and conditions.
  6. You will receive a confirmation email to verify your email address. Click on the verification link to activate your account.

Once you’ve completed these steps, you’ll be able to log in to your account and make payments.

Making Payments

To make a payment, follow these steps:

  1. Log in to your Royal Furniture account using your username and password.
  2. Click on the “Make a Payment” button.
  3. Select the payment method you prefer, such as credit or debit card, or bank transfer.
  4. Enter the payment amount and confirm the payment.
  5. You will receive a payment confirmation email.

Financing Options

Royal Furniture offers financing options for customers who want to purchase furniture but may not want to pay the full amount upfront. Here are some frequently asked questions about financing:

Q: Is Royal Financing the same as Rent-To-Own?
A: No, with Royal Furniture Financing, you are purchasing your new furniture with a line of in-house credit.

Q: Why can’t I get my merchandise same-day when I purchase with Royal Financing?
A: Purchases made on a Royal Credit account require a 30-day waiting period before the merchandise can be delivered or picked up.

Q: How do I apply for Royal Financing?
A: You can apply for financing at any Royal Furniture store location or through the Royal Furniture website.

Q: What are the benefits of financing with Royal Furniture?
A: With Royal Furniture Financing, you can purchase your furniture at a lower cost than rent-to-own options, and you’ll own your furniture outright. Additionally, Royal reports your on-time payments to credit bureaus to help improve your credit score.

Contact Us

If you have any questions or concerns about Royal Furniture bill pay or financing options, you can contact us through the following channels:

  • Email: [email protected]
  • Phone: (901) 527-2099
  • In-person: Visit any Royal Furniture store location


Royal Furniture bill pay and financing options are designed to make it easy and affordable for customers to purchase the furniture they need. By setting up online bill pay and understanding financing options, you can enjoy the benefits of owning your furniture outright while improving your credit score. If you have any questions or concerns, don’t hesitate to contact us.

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When you finance through Royal Furniture In-House credit, we make it simple! You can make your payment each month in one of 4 ways: Online

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