Optum Bill Pay: A Step-by-Step Guide

Pay your medical bills online easily and securely. If you’ve received a paper bill, you can quickly log in by using the 12-digit Bill ID found at the top of


Are you looking for ways to pay your Optum bill? Look no further! This guide will take you through the process of paying your bill using the Optum patient portal. We’ll also provide you with helpful tips and information to make the process as smooth as possible.

Before we get started, let’s take a look at the two links you can use to pay your Optum bill:

  1. Pay.Optum.com: This is the official website for Optum bill pay. Here, you can pay your bill online, view your statements, and manage your account.
  2. www.optum.com/care/bill-pay-patient-portal.html: This link takes you to the Optum patient portal, where you can pay your bill, view your medical records, and communicate with your healthcare provider.

Now, let’s dive into the step-by-step guide on how to pay your Optum bill using the patient portal.

Step 1: Sign in to Your Account

To pay your Optum bill, you’ll need to sign in to your account on the patient portal. Simply go to www.optum.com/care/bill-pay-patient-portal.html and click on the “Sign In” button.

Enter your username and password, and click “Sign In.” If you don’t have an account, you can create one by clicking on the “Create an Account” button.

Step 2: Navigate to the Bill Pay Section

Once you’ve signed in to your account, click on the “Bill Pay” tab located at the top of the page. This will take you to the bill pay section, where you can view your bills and make payments.

Step 3: View Your Bills

In the bill pay section, you’ll be able to view all of your outstanding bills. You can filter your bills by date or amount due, and you can also view details such as the bill number, description, and amount due.

Step 4: Choose a Payment Method

To make a payment, click on the bill you want to pay. You’ll be given the option to choose your preferred payment method. You can choose to pay by credit card, debit card, or bank account.

Step 5: Enter Payment Information

Once you’ve selected your payment method, you’ll need to enter your payment information. If you’re paying by credit or debit card, you’ll need to enter your card number, expiration date, and security code. If you’re paying by bank account, you’ll need to enter your bank account number and routing number.

Step 6: Confirm Your Payment

After you’ve entered your payment information, review your details carefully to ensure everything is correct. Once you’re satisfied, click “Confirm” to complete your payment.

Step 7: Print or Save Your Receipt

Once your payment has been processed, you’ll be given the option to print or save your receipt. Make sure to keep a copy of your receipt for your records.

Tips and Information

Here are some helpful tips and information to keep in mind when paying your Optum bill:

  • Make sure to pay your bill on time to avoid any late fees or penalties.
  • If you have any questions or concerns about your bill, contact Optum customer service at 1-866-274-0907, TTY 711.
  • You can also pay your bill by phone by calling 1-877-229-3448, TTY 711.
  • If you’re having trouble paying your bill, Optum offers financial assistance programs to help make healthcare more affordable. You can contact Optum customer service to learn more about these programs.


Paying your Optum bill is easy and convenient with the Optum patient portal. Simply sign in to your account, navigate to the bill pay section, choose your payment method, enter your payment information, confirm your payment, and print or save your receipt. If you have any questions or concerns, don’t hesitate to contact Optum customer service.


What is Optum Pay used for?

Optum Pay® helps optimize claims reconciliation and improve cash flow. Providers choose how to receive payments from a network of payers.

What is the phone number for Optum Pay portal?

If you have questions, call 1-866-764-7729. For information, call 1-719-522-1133, TTY 711. Our representatives speak English.

Is Optum Pay free?

How much does it cost? The fee is 0.5% of each claim payment processed through Optum Pay. To calculate the fee per payment, multiply the payment amount by . 005 to arrive at the fee.

How do I activate my Optum Pay account?

In order to activate your account: Once you have been added as an authorized user for your organization, you will receive an email containing a security PIN that will prompt you to sign in and complete account activation. Your account will not be active until you have completed the activation process.

Other Resources :

Pay a Bill or Find Your Patient Portal

Pay your medical bills online easily and securely. If you’ve received a paper bill, you can quickly log in by using the 12-digit Bill ID found at the top of

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