How to Pay Your JCPenney Credit Card Bill

JCPenney Credit Card — Online Credit Center

Are you looking for information on how to pay your JCPenney credit card bill? In this article, we will provide you with all the necessary details to make your bill payment process smooth and hassle-free. JCPenney offers various payment options to cater to different customer preferences. Whether you prefer online payments, phone payments, or in-store payments, JCPenney has you covered.

Introduction to JCPenney Credit Card

JCPenney is a popular retail store that offers a credit card to its customers. The JCPenney credit card provides exclusive benefits, rewards, and discounts to cardholders. It allows you to earn JCPenney Rewards points on your purchases, which can be redeemed for future discounts and savings. However, it’s important to keep up with your credit card payments to avoid late fees and maintain a good credit score.

Online Bill Payment

One convenient way to pay your JCPenney credit card bill is through their online credit center. The online credit center allows you to manage your account, view your statements, and make payments from the comfort of your own home. To access the online credit center, follow these steps:

  1. Visit the JCPenney website.
  2. Navigate to the “Credit Card” section.
  3. Click on the “Online Credit Center” link.
  4. Log in to your account using your username and password.
  5. Once logged in, you can make a payment by following the instructions provided.

For more detailed information on how to make an online payment, you can visit the JCPenney Credit Card Online Credit Center [1].

Other Payment Options

JCPenney also offers alternative payment options for those who prefer different methods. Here are some additional payment options:

  • Phone Payments: You can make a payment over the phone by calling the JCPenney credit card customer service number. Follow the prompts to make your payment securely.
  • In-Store Payments: Visit any JCPenney store and make your payment at the customer service desk. Remember to bring your credit card and account details with you.
  • Mail Payments: If you prefer to pay by mail, you can send your payment to the address provided on your billing statement. Make sure to include your account number on the check or money order.

Late Payments and Payment Extensions

If you are unable to make your payment on time, it’s important to contact JCPenney’s customer service as soon as possible. They may be able to provide you with options such as payment extensions or alternative payment arrangements. It’s crucial to communicate with them to avoid late fees and potential negative impacts on your credit score.

Contact Information

If you have any questions or need assistance with your JCPenney credit card bill payment, you can contact their customer service using the following information:

  • Customer Service Phone Number: [Insert JCPenney customer service phone number]
  • Customer Service Email: [Insert JCPenney customer service email]
  • Mailing Address: [Insert JCPenney mailing address]

Remember to have your account details ready when contacting customer service for a smoother experience.


Paying your JCPenney credit card bill is a straightforward process with various options available to suit your preferences. Whether you choose to pay online, over the phone, or in-store, JCPenney provides convenient methods to ensure your bill payment is made on time. Remember to reach out to their customer service if you need any assistance or have any questions regarding your payment.

Learn more:

  1. JCPenney Credit Card – Online Credit Center
  2. How to Make a JCPenney Credit Card Payment
  3. JCPenney Online Credit Center


How can I pay my JCPenney credit card bill?

Go to the JCPenney online payment center and log in using the user ID and password you selected. Select the “Pay my Bill” link. Enter your checking account information, payment amount and payment date. You’ll also need your bank’s routing number to complete the payment.

What are the benefits of using a JCPenney credit card?

An attractive advantage of the JCPenney credit card is that there is no annual fee on the card, which means there are no additional charges to keep the card account open. The lack of annual fees is a must for a credit card because most of us don’t shop at our favorite stores weekly.

How do I earn JCPenney Rewards?

Earn 1 reward point (“MC rewards”) for every dollar in net purchases (purchases made by you or an authorized user minus returns and adjustments) everywhere Mastercard is accepted (other than JCPenney Stores and Balance Transfers, Cash Advances, finance charges, and fees do not qualify for points.

JCPenney Online Credit Center – Synchrony

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